{"id":2383,"date":"2023-05-01T11:26:27","date_gmt":"2023-05-01T11:26:27","guid":{"rendered":"https:\/\/chuyendoiso.haiphong.gov.vn\/?p=2383"},"modified":"2024-04-23T11:27:49","modified_gmt":"2024-04-23T11:27:49","slug":"canh-bao-mao-danh-ngan-hang-cac-to-chuc-tin-dung-cho-vay-truc-tuyen-lai-suat-thap-de-lua-dao","status":"publish","type":"post","link":"https:\/\/chuyendoiso.haiphong.gov.vn\/index.php\/2023\/05\/01\/canh-bao-mao-danh-ngan-hang-cac-to-chuc-tin-dung-cho-vay-truc-tuyen-lai-suat-thap-de-lua-dao\/","title":{"rendered":"C\u1ea3nh b\u00e1o m\u1ea1o danh ng\u00e2n h\u00e0ng, c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng cho vay tr\u1ef1c tuy\u1ebfn l\u00e3i su\u1ea5t th\u1ea5p \u0111\u1ec3 l\u1eeba \u0111\u1ea3o"},"content":{"rendered":"
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Th\u1eddi gian g\u1ea7n \u0111\u00e2y, l\u1ee3i d\u1ee5ng nhu c\u1ea7u vay v\u1ed1n t\u0103ng cao c\u1ee7a nhi\u1ec1u c\u00e1 nh\u00e2n, h\u1ed9 kinh doanh nh\u1ecf, c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng ph\u1ea1m t\u1ed9i \u0111\u00e3 m\u1ea1o danh c\u00e1c ng\u00e2n h\u00e0ng, c\u00f4ng ty t\u00e0i ch\u00ednh cho vay ti\u1ec1n tr\u1ef1c tuy\u1ebfn v\u1edbi l\u00e3i su\u1ea5t r\u1ea5t th\u1ea5p nh\u1eb1m th\u1ef1c hi\u1ec7n h\u00e0nh vi l\u1eeba \u0111\u1ea3o.<\/div>\n
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Th\u1ee7 \u0111o\u1ea1n n\u00e0y l\u00e0 m\u1ed9t chu\u1ed7i c\u00e1c ho\u1ea1t \u0111\u1ed9ng l\u1eeba \u0111\u1ea3o; bi\u1ec3u hi\u1ec7n r\u00f5 nh\u1ea5t l\u00e0 c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng \u0111\u1ec3 cho ng\u01b0\u1eddi mu\u1ed1n vay ti\u1ec1n ph\u1ea3i t\u1ef1 l\u00e0m h\u1ed3 s\u01a1 vay ti\u1ec1n tr\u1ef1c tuy\u1ebfn, sau \u0111\u00f3 y\u00eau c\u1ea7u ng\u01b0\u1eddi vay ph\u1ea3i chuy\u1ec3n m\u1ed9t kho\u1ea3n ti\u1ec1n nh\u1ecf (kho\u1ea3ng t\u1eeb 500.000\u0111 \u0111\u1ebfn 5.000.000\u0111) ph\u1ee5c v\u1ee5 h\u1ed7 tr\u1ee3 x\u00e1c minh, duy\u1ec7t kho\u1ea3n vay\u2026\u0110\u1eb7c bi\u1ec7t, c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng c\u00f2n d\u00f9ng nhi\u1ec1u th\u1ee7 \u0111o\u1ea1n m\u1ea1o danh, d\u1eabn d\u1ee5 ng\u01b0\u1eddi vay ti\u1ec1n s\u1eadp b\u1eaby l\u1eeba \u0111\u1ea3o tr\u00ean nh\u01b0:<\/p>\n

(1) M\u1ea1o danh m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng v\u00e0 c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh c\u00f3 th\u1eadt t\u1ea1i Vi\u1ec7t Nam, t\u1ea1o l\u1eadp website, \u1ee9ng d\u1ee5ng, ch\u1ea1y qu\u1ea3ng c\u00e1o th\u00f4ng qua c\u00e1c n\u1ec1n t\u1ea3ng m\u1ea1ng x\u00e3 h\u1ed9i \u0111\u1ec3 ch\u00e0o m\u1eddi cho vay t\u00edn ch\u1ea5p v\u1edbi l\u00e3i su\u1ea5t \u0111\u1eb7c bi\u1ec7t th\u1ea5p. T\u00ecm ki\u1ebfm theo c\u1ee5m t\u1eeb \u201cvay t\u00edn ch\u1ea5p online\u201d tr\u00ean kh\u00f4ng gian m\u1ea1ng, c\u00f3 th\u1ec3 th\u1ea5y h\u00e0ng lo\u1ea1t ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i b\u1ecb c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng m\u1ea1o danh, nh\u01b0: Agribank, BIDV,Techcombank, Vietinbank, TPBank\u2026<\/p>\n\n\n\n\n
\"C\u00e1c<\/td>\n<\/tr>\n
C\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng m\u1ea1o m\u1ea1o danh ng\u00e2n h\u00e0ng \u0111\u1ec3 d\u1eabn d\u1ee5 b\u1ecb h\u1ea1i s\u1eadp b\u1eaby l\u1eeba \u0111\u1ea3o.<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

(2) C\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng l\u1eeba \u0111\u1ea3o t\u1ea1o l\u1eadp h\u00e0ng ngh\u00ecn t\u00e0i kho\u1ea3n facebook v\u1edbi c\u00e1c ngu\u1ed3n th\u00f4ng tin gi\u1ea3, tham gia v\u00e0o c\u00e1c h\u1ed9i nh\u00f3m, di\u1ec5n \u0111\u00e0n, \u0111\u0103ng b\u00e0i qu\u1ea3ng c\u00e1o cho vay t\u00edn ch\u1ea5p v\u1edbi l\u00e3i su\u1ea5t th\u1ea5p (ch\u1ec9 1%\/ th\u00e1ng), th\u1ee7 t\u1ee5c vay \u0111\u01a1n gi\u1ea3n, kh\u00f4ng c\u1ea7n g\u1eb7p tr\u1ef1c ti\u1ebfp; n\u1ee3 x\u1ea5u v\u1eabn vay \u0111\u01b0\u1ee3c; kh\u00f4ng th\u1ebf ch\u1ea5p, kh\u00f4ng th\u1ea9m \u0111\u1ecbnh, ch\u1ec9 c\u1ea7n Ch\u1ee9ng minh nh\u00e2n d\u00e2n ho\u1eb7c C\u0103n c\u01b0\u1edbc c\u00f4ng d\u00e2n v\u00e0 c\u00f3 t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng\/th\u1ebb ATM l\u00e0 c\u00f3 th\u1ec3 vay \u0111\u01b0\u1ee3c ti\u1ec1n\u2026<\/p>\n

(3) Khi c\u00f3 ng\u01b0\u1eddi vay ti\u1ebfp c\u1eadn, c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng s\u1ebd d\u1eabn d\u1ee5, y\u00eau c\u1ea7u ng\u01b0\u1eddi vay cung c\u1ea5p th\u00f4ng tin c\u00e1 nh\u00e2n, nh\u01b0: h\u1ecd t\u00ean, s\u1ed1 \u0111i\u1ec7n tho\u1ea1i, \u1ea3nh ch\u1ee5p CMND\/CCCD, \u1ea3nh ch\u1ee5p ch\u00e2n dung\u2026 ph\u1ee5c v\u1ee5 l\u00e0m h\u1ed3 s\u01a1 vay.<\/p>\n

Sau khi d\u1ee5 ng\u01b0\u1eddi vay chuy\u1ec3n ti\u1ec1n ph\u1ee5c v\u1ee5 h\u1ed7 tr\u1ee3 x\u00e1c minh, duy\u1ec7t kho\u1ea3n vay, c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng ti\u1ebfp t\u1ee5c vi\u1ec7n d\u1eabn h\u00e0ng lo\u1ea1t c\u00e1c l\u00fd do kho\u1ea3n vay kh\u00f4ng \u0111\u01b0\u1ee3c gi\u1ea3i ng\u00e2n xu\u1ea5t ph\u00e1t t\u1eeb l\u1ed7i khai h\u1ed3 s\u01a1 c\u1ee7a ng\u01b0\u1eddi vay (nh\u01b0 khai sai t\u00ean ng\u01b0\u1eddi h\u01b0\u1edfng th\u1ee5, \u0111\u1ed5i c\u00e1ch vi\u1ebft t\u00ean ng\u01b0\u1eddi h\u01b0\u1edfng th\u1ee5 t\u1eeb ch\u1eef in th\u01b0\u1eddng sang in hoa, kh\u00f4ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n vay, th\u1eeba ho\u1eb7c sai m\u1ed9t s\u1ed1 tr\u00ean s\u1ed1 c\u0103n c\u01b0\u1edbc c\u00f4ng d\u00e2n\u2026). T\u1eeb \u0111\u00f3, ch\u00fang y\u00eau c\u1ea7u ng\u01b0\u1eddi vay ph\u1ea3i n\u1ed9p th\u00eam c\u00e1c kho\u1ea3n ti\u1ec1n \u0111\u1ec3 b\u1ea3o \u0111\u1ea3m kho\u1ea3n vay ho\u1eb7c kh\u1eafc ph\u1ee5c l\u1ed7i h\u1ec7 th\u1ed1ng; h\u1ee9a h\u1eb9n s\u1ebd ho\u00e0n tr\u1ea3 l\u1ea1i s\u1ed1 ti\u1ec1n \u0111\u00e3 g\u1eedi cho kh\u00e1ch h\u00e0ng sau khi kho\u1ea3n vay \u0111\u01b0\u1ee3c gi\u1ea3i ng\u00e2n. Tuy nhi\u00ean, khi ng\u01b0\u1eddi vay chuy\u1ec3n ti\u1ec1n v\u00e0o s\u1ed1 t\u00e0i kho\u1ea3n c\u1ee7a c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng cung c\u1ea5p, c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng s\u1ebd l\u1eadp t\u1ee9c chi\u1ebfm \u0111o\u1ea1t v\u00e0 ng\u1eaft li\u00ean l\u1ea1c.<\/p>\n

V\u1edbi th\u1ee7 \u0111o\u1ea1n l\u1eeba \u0111\u1ea3o tinh vi tr\u00ean, b\u1ecb h\u1ea1i kh\u00f4ng nh\u1eefng b\u1ecb m\u1ea5t ti\u1ec1n m\u00e0 c\u00f2n b\u1ecb m\u1ea5t to\u00e0n b\u1ed9 th\u00f4ng tin danh t\u00ednh c\u00e1 nh\u00e2n, ti\u1ec1m \u1ea9n nguy c\u01a1 ti\u1ebfp t\u1ee5c b\u1ecb l\u1ee3i d\u1ee5ng \u0111\u1ec3 ph\u1ee5c v\u1ee5 cho c\u00e1c ho\u1ea1t \u0111\u1ed9ng vi ph\u1ea1m ph\u00e1p lu\u1eadt kh\u00e1c, v\u00ed d\u1ee5 nh\u01b0: \u0111\u0103ng k\u00ed SIM kh\u00f4ng ch\u00ednh ch\u1ee7, \u0111\u0103ng k\u00ed m\u1edf t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng, v\u00ed \u0111i\u1ec7n t\u1eed ph\u1ee5c v\u1ee5 c\u00e1c ho\u1ea1t \u0111\u1ed9ng l\u1eeba \u0111\u1ea3o, r\u1eeda ti\u1ec1n, c\u00e1 \u0111\u1ed9 tr\u1ef1c tuy\u1ebfn\u2026<\/p>\n

Tr\u01b0\u1edbc th\u1ee7 \u0111o\u1ea1n l\u1eeba \u0111\u1ea3o tinh vi, c\u00f3 nhi\u1ec1u di\u1ec5n bi\u1ebfn ph\u1ee9c t\u1ea1p tr\u00ean kh\u00f4ng gian m\u1ea1ng, B\u1ed9 C\u00f4ng an khuy\u1ebfn c\u00e1o:<\/p>\n

\u2013 Ng\u01b0\u1eddi d\u00e2n c\u1ea7n ch\u1ee7 \u0111\u1ed9ng n\u00e2ng cao \u00fd th\u1ee9c c\u1ea3nh gi\u00e1c tr\u01b0\u1edbc c\u00e1c th\u1ee7 \u0111o\u1ea1n l\u1eeba \u0111\u1ea3o chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n. Khi c\u00f3 nhu c\u1ea7u vay ti\u1ec1n, c\u1ea7n li\u00ean h\u1ec7 tr\u1ef1c ti\u1ebfp v\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n, h\u01b0\u1edbng d\u1eabn l\u00e0m th\u1ee7 t\u1ee5c vay v\u1ed1n.<\/p>\n

\u2013 C\u1ea3nh gi\u00e1c, t\u00ecm hi\u1ec3u k\u1ef9, x\u00e1c th\u1ef1c ch\u00ednh x\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh, t\u01b0 v\u1ea5n vi\u00ean tr\u01b0\u1edbc khi ti\u1ebfn h\u00e0nh c\u00e1c th\u1ee7 t\u1ee5c vay ti\u1ec1n b\u1eb1ng c\u00e1ch: ki\u1ec3m tra m\u00e3 s\u1ed1 thu\u1ebf, \u0111\u1ecba ch\u1ec9, ng\u01b0\u1eddi \u0111\u1ea1i di\u1ec7n c\u00f4ng ty, g\u1ecdi \u0111i\u1ec7n tho\u1ea1i \u0111\u1ebfn c\u00e1c s\u1ed1 \u0111\u01b0\u1eddng d\u00e2y n\u00f3ng, ch\u0103m s\u00f3c kh\u00e1ch h\u00e0ng c\u1ee7a c\u00e1c c\u00f4ng ty, ki\u1ec3m tra k\u1ef9 c\u00e1c \u0111\u01b0\u1eddng link trang web tr\u01b0\u1edbc khi truy c\u1eadp. N\u00ean t\u01b0 v\u1ea5n th\u00eam \u00fd ki\u1ebfn c\u1ee7a ng\u01b0\u1eddi th\u00e2n c\u00f3 nhi\u1ec1u kinh nghi\u1ec7m tr\u01b0\u1edbc khi l\u00e0m c\u00e1c th\u1ee7 t\u1ee5c vay.<\/p>\n

\u2013 Kh\u00f4ng cung c\u1ea5p b\u1ea5t k\u1ef3 th\u00f4ng tin c\u00e1 nh\u00e2n (Ch\u1ee9ng minh nh\u00e2n d\u00e2n\/C\u0103n c\u01b0\u1edbc c\u00f4ng d\u00e2n, \u0111\u1ecba ch\u1ec9, h\u00ecnh \u1ea3nh nh\u1eadn di\u1ec7n khu\u00f4n m\u1eb7t\u2026) khi ch\u01b0a x\u00e1c \u0111\u1ecbnh ch\u00ednh x\u00e1c website, \u1ee9ng d\u1ee5ng v\u00e0 danh t\u00ednh t\u01b0 v\u1ea5n vi\u00ean.<\/p>\n

\u2013 Tuy\u1ec7t \u0111\u1ed1i kh\u00f4ng cung c\u1ea5p th\u00f4ng tin t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng, m\u00e3 OTP \u0111\u01b0\u1ee3c g\u1eedi v\u00e0o h\u00f2m th\u01b0, \u0111i\u1ec7n tho\u1ea1i di \u0111\u1ed9ng cho c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng. Kh\u00f4ng chuy\u1ec3n ti\u1ec1n v\u00e0o t\u00e0i kho\u1ea3n c\u00e1 nh\u00e2n m\u00e0 c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng l\u1ea1 cung c\u1ea5p, d\u1ee5 d\u1ed7.<\/p>\n

\u2013 Nhanh ch\u00f3ng tr\u00ecnh b\u00e1o c\u01a1 quan C\u00f4ng an n\u01a1i g\u1ea7n nh\u1ea5t khi ph\u00e1t hi\u1ec7n th\u1ee7 \u0111o\u1ea1n m\u1ea1o danh, l\u1eeba \u0111\u1ea3o chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n ho\u1eb7c b\u1ecb m\u1ea1o danh, l\u1eeba \u0111\u1ea3o chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n.<\/p>\n

Ngu\u1ed3n: https:\/\/mps.gov.vn\/canh-bao-toi-pham\/canh-bao-mao-danh-ngan-hang-cac-to-chuc-tin-dung-cho-vay-truc-tuyen-lai-suat-thap-de-lua-dao-t35031.html<\/p>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Th\u1eddi gian g\u1ea7n \u0111\u00e2y, l\u1ee3i d\u1ee5ng nhu c\u1ea7u vay v\u1ed1n t\u0103ng cao c\u1ee7a nhi\u1ec1u c\u00e1 nh\u00e2n, h\u1ed9 kinh doanh nh\u1ecf, c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng ph\u1ea1m t\u1ed9i \u0111\u00e3 m\u1ea1o danh c\u00e1c ng\u00e2n h\u00e0ng, c\u00f4ng ty t\u00e0i ch\u00ednh cho vay ti\u1ec1n tr\u1ef1c tuy\u1ebfn v\u1edbi l\u00e3i su\u1ea5t r\u1ea5t th\u1ea5p nh\u1eb1m th\u1ef1c hi\u1ec7n h\u00e0nh vi l\u1eeba \u0111\u1ea3o. Th\u1ee7 \u0111o\u1ea1n n\u00e0y […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[13],"tags":[],"class_list":["post-2383","post","type-post","status-publish","format-standard","category-tin-tuc"],"_links":{"self":[{"href":"https:\/\/chuyendoiso.haiphong.gov.vn\/index.php\/wp-json\/wp\/v2\/posts\/2383","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/chuyendoiso.haiphong.gov.vn\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/chuyendoiso.haiphong.gov.vn\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/chuyendoiso.haiphong.gov.vn\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/chuyendoiso.haiphong.gov.vn\/index.php\/wp-json\/wp\/v2\/comments?post=2383"}],"version-history":[{"count":1,"href":"https:\/\/chuyendoiso.haiphong.gov.vn\/index.php\/wp-json\/wp\/v2\/posts\/2383\/revisions"}],"predecessor-version":[{"id":2649,"href":"https:\/\/chuyendoiso.haiphong.gov.vn\/index.php\/wp-json\/wp\/v2\/posts\/2383\/revisions\/2649"}],"wp:attachment":[{"href":"https:\/\/chuyendoiso.haiphong.gov.vn\/index.php\/wp-json\/wp\/v2\/media?parent=2383"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/chuyendoiso.haiphong.gov.vn\/index.php\/wp-json\/wp\/v2\/categories?post=2383"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/chuyendoiso.haiphong.gov.vn\/index.php\/wp-json\/wp\/v2\/tags?post=2383"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}